Security, even when you're not there

No one likes to think about the inevitable, but how prepared are you just in case you pass away and your children are still young. Well MassMutual has an answer for those who thought they could never qualify or afford life insurance.

According to their website: "MassMutual pays the premiums for all policies issued under the LifeBridge Free Life Insurance Program. There is no out-of-pocket cost to any covered insured or his/her children. Each term life insurance policy awarded under the LifeBridge program will have a $50,000 death benefit.

Under the LifeBridge program, individuals will be eligible to apply if they are:

•age 19-42;

•the parent or legal guardian of one or more dependent children under the age of 18;

•a permanent, legal resident of the United States;

•currently employed full time or part time with a total annual family income that is not less than $10,000 nor more than $40,000 annually;

•in good health as determined by MassMutual's underwriting guidelines; and

•the only member of the household who has applied for the LifeBridge program.


If an insured dies during the 10-year term of the policy, the death benefit will be paid into a trust* established by MassMutual for the educational benefit of the children named by the insured. Benefits will be applied solely toward the education of the insured's eligible children. They will be used to help cover school expenses, including books and tuition."

Please check their website for more details and the application form, by clicking here.